I know people will often say that it’s pointless to make resolutions because too often you end up not following through on them.
I contend that follow through or not, resolutions provide an excellent opportunity to jumpstart some positive change in one’s life (and that can’t be a bad thing).
So here are a few of my money-related new year’s resolutions:
- Pay off credit cards. I have three credit cards, and the balances are not exceedingly high, so it makes perfect sense to pay them off and get a little boost in my credit score.
- Continue saving. I started a nest egg savings account in October. I plan to set up two more saving accounts – one for moving (relocation) and one for a vacation. Eventually I want to explore more advanced investing/saving options, but I have a lot to learn, so part of this resolution entails learning about advanced financial management.
- Two no-spend days/week. I will have two no-spend days per week. Days can vary from week to week, but prior to each week I will pick two days to put the wallet away.
Do you have any money-related resolutions?
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